0% APR Credit Cards
Save on purchases... Save on credit card payments...
A “zero percent credit card” is what we call credit cards with 0% introductory APR (Annual Percentage Rate). If you are planning to make a significant purchase or a payment for which you don't have funds at present time, using a 0% credit card is the way to go*. It will give you time to come up with the money you need to pay off your purchase and it will be same as cash, meaning it will be INTEREST-FREE for you.
This type of cards can also be a great tool for those, who want to consolidate their existing debt onto one card and, therefore, "buy some time" to pay off the money owed INTEREST-FREE. It is very important to understand all the conditions of an introductory offer, such as the length of introductory period, as well as the minimum payment requirement. If you are planning on using your new card for debt consolidation, make sure it has a balance transfer option available at sign-up.